Who does not need the money. Everyone are going work to earn money. From laborers to company directors are all the same, they are working to make money. But sometimes one can not even have sufficient their necessities although they work with full force. There are also people who have much abundant earning but they still can not fulfill their necessities too. Then how to solve the problem?
It is not just a body and mind, the financial condition of health had to be frequently checked. The good news, no need to see a doctor. You can check your own financial health of each one by answering a few questions, such as those taken from the site this mymoneymanagement below:
1. Do you have a bank account?
2. Do you have enough money each month to pay all the bills?
3. Do you have enough money to set aside in an emergency fund?
4. Did you ever write down your financial goals in the future?
5. Do you have a consistent financial budget each month?
6. Do you keep all financial documents such as utility bills, tax forms, etc., in an organized manner?
7. Are you saving to a regular bank?
8. Did you add the amount of money to save time getting a raise?
9. Do you have a retirement account?
10. Do you pay your credit card bill in full so as not to incur interest?
11. Do you compare prices in at least three shops before deciding to buy it?
12. Do you avoid impulse buying?
13. Do you avoid shopping to just relax?
14. Do you know your current net worth (assets minus debts / liabilities)?
If you answered 'no' more than three questions, it's time to be more careful.
You should begin to arrange your finances so that you and your family financially will be healthy again. There are several things you can do to manage and control your finances.
You should begin to arrange your finances so that you and your family financially will be healthy again. There are several things you can do to manage and control your finances.
1. Save
One of the most effective way is to save. Saving money is one way to keep your money in order to stay awake and safe.
One of the most effective way is to save. Saving money is one way to keep your money in order to stay awake and safe.
2. Investing your money in a variety of small businesses
Invest some of your money in small businesses. As this can help your finances in order to always safe.
3. You must be frugal with your money
Save money should you need, because if you are wasteful of money you would not be able to ride your finances. Because life is currently very difficult, for our purposes any purchase money had no meaning, such as the water is flowing. Be effective for your money, if you do not need something to buy, do not have to be purchased. The thing will increase income increase your income.
May be useful ...
Keywords: financial condition, checked, few questions, several things.
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Ditulis oleh:
Nasrudin Latif, S.Pd, M.Pd.I -
